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Personal Banking :: Checking Plans      


Check Start, Regular, Edge, Now, Money Market, Eagle Account

Check Start
The perfect account for beginners or those who don’t like to write checks! Keep any positive balance you want because there's no minimum required. You can use your debit card as much as you wish, with a limit of 10 checks per statement cycle.

• No minimum balance
• Detailed, itemized monthly statement
• No limit to debit card use
• Convenience of a Debit Card
• Service charge of $5 plus .10 per debit if balance falls below zero on any day in the statement cycle or more than 10 checks in a statement cycle. Debit card transactions, ATM withdrawals, Telephone Voice Response, and Internet Banking withdrawals do not count as a debit item for the 10 check maximum and are not service charged.

Regular Checking
Maintain a $100 balance and write as many checks as you like, there's no additional cost.  Also, enjoy the safety and convenience of a Debit Card.

• With $100 minimum balance, no limit on number of checks
• Get a monthly itemized, detailed statement
• The convenience of a Debit Card
• Service charge of $5 plus .10 per debit if balance falls below $100 on any day in the statement cycle. Debit card transactions, ATM withdrawals, Telephone Voice Response, and Internet Banking withdrawals are not service charged.

Now
Your money can work for you without the burden of a high monthly balance. With an average balance of $800, you'll earn interest on your money and have it added to your account monthly. Write as many checks as you want, there is no limit! Also, enjoy the safety and convenience of a Debit card.

• Earn monthly interest on all of your money
• Get a detailed, itemized statement
• No limit to your check writing
• Service Charge of $ 5 plus .10 per debit if balance falls below $100 on any given day in the statement cycle. Debit Card transactions, ATM withdrawals, Telephone Voice Response, and Internet Banking withdrawals are not service charged.

Edge
You've earned a special place if you are 55 years old or better. Get all of your EDGE checks FREE*! You'll earn additional cash with interest compounded and credited to you monthly. Keep any positive balance you want because there's no minimum required. You'll also pay NO FEE on money orders, cashier's checks, and traveler's checks. You can write as many checks as you wish; there's no additional cost. Also, enjoy the safety and convenience of a Debit card.

• Must be at least 55 years old
• No Minimum Balance
• Earn compounded monthly interest on all of your money
• FREE Edge checks *
• Convenience of a Debit Card
• Get a detailed, itemized statement
• NO FEE money orders, cashier's checks, traveler's checks
• No limit to your check writing
• Get a Debit Card

* Free Edge Checks with direct deposit, or $3 per box credit on your choice of checks

Money Market
You can fully maximize your cash return with this unique account. By maintaining at least a $2,500 average balance, you'll earn our higher checking interest, compounded and credited monthly. Remember, this account is backed by the Federal Deposit Insurance Corporation (FDIC), guaranteeing the safety of your money.  Get your Money Market checks FREE!

• Earn the higher compounded monthly interest on an average balance of $2,500 or more
• FREE Money Market checks
• Get a detailed, itemized statement
• Limited to 6 debits per month, no more than three 3rd party checks per month 
• Monthly service charge of $5 plus .10 per debit if balance falls below $100 on any given day in the statement cycle. Debit Card transactions, ATM withdrawals, Telephone Voice Response, and Internet Banking withdrawals are not service charged.

Eagle Account
By opening this account with $20,000 or more, you can fully maximize your cash return. Interest is tiered according to your account balance.  If your average balance falls below $1,000 your interest is forfeited.   You must maintain a $100 minimum to avoid a service charge ($5.00 + .10 per check).  Limited to 6 debits per month. Rates are subject to change at any time. Debit Card transactions, ATM withdrawals, Telephone Voice Resonse, and Internet Banking withdrawals are not service charged.

• Tiered interest rate*
• Interest compounded monthly
• $100 minimum to avoid service charge
• $1000 minimum to avoid forfeiture of interest
• Limited to 6 debits per month
• Get a detailed, itemized statement

*The Annual Percentage Yield will fluctuate with economic conditions.  Past performance does not guarantee future results










 


  
© 2003 First State Bank of Bigfork