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Personal Banking  -  Checking Plans
 
Check Start
The perfect account for beginners or those who don’t like to write checks! Keep any positive balance you want because there's no minimum required. You can use your debit card as much as you wish, with a limit of 10 checks (*debits) per statement cycle.

• No minimum balance
• Detailed, itemized monthly statement
• No limit to debit card use
• Convenience of a Debit Card
• Service charge of $7 plus .10 per debit if balance falls below zero on any day in the statement cycle or more than 10 checks (debits) in a statement cycle. *Debit card transactions, ATM withdrawals, Debit Memos, Transfers Out, Telephone Voice Response, and Internet Banking withdrawals do not count as a debit item for the 10 check (debit) maximum and are not service charged.

Regular Checking
Maintain a $100 balance and write as many checks as you like, there's no additional cost. Also, enjoy the safety and convenience of a Debit Card.

• With $100 minimum balance, no limit on number of checks
• Get a monthly itemized, detailed statement
• The convenience of a Debit Card
• Service charge of $7 plus .10 per debit if balance falls below $100 on any day in the statement cycle. Debit card transactions, ATM withdrawals, Debit Memos, Transfers Out, Telephone Voice Response, and Internet Banking withdrawals are not service charged.

Now
Your money can work for you without the burden of a high monthly balance. With an average balance of $800, you'll earn interest on your money and have it added to your account monthly. Write as many checks as you want, there is no limit! Also, enjoy the safety and convenience of a Debit card.

• Earn monthly interest
• Get a detailed, itemized statement
• No limit to your check writing
• Service Charge of $7 plus .10 per debit if balance falls below $500 or zero on any given day in the statement cycle. Debit Card transactions, ATM withdrawals, Debit Memos, Transfers Out, Telephone Voice Response, and Internet Banking withdrawals are not service charged.

Edge
You've earned a special place if you are 55 years old or better. Get all of your EDGE checks FREE* with direct deposit! You'll earn additional cash with interest compounded and credited to you monthly. Keep any positive balance you want because there's no minimum required. You'll also pay NO FEE on money orders. You can write as many checks as you wish; there's no additional cost. Also, enjoy the safety and convenience of a Debit card.

• Must be at least 55 years old
• No Minimum Balance to earn interest
• Earn compounded monthly interest
• FREE Edge checks *
• Convenience of a Debit Card
• Get a detailed, itemized statement
• NO FEE money orders.
• No limit to your check writing

If the account balance is below zero on any given day during the statement cycle, interest will be forfeited and there will be a service charge.

• Service Charge of $7 plus .10 per debit if balance falls below $0.00 (zero) on any given day in the statement cycle. Debit Card transactions, ATM withdrawals, Debit Memos, Transfers Out, Telephone Voice Response, and Internet Banking withdrawals are not service charged.

* With Direct Deposit, Edge Checks are free (or $3 per box credit on your choice of checks)
 
 
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