Buying a home doesn't have to be complicated — not with locally based First State Bank of Bigfork in your corner. Our loan experts work closely with you, guiding you through the entire process.

From securing an affordable rate to customizing repayment terms, we take into account your unique needs from start to finish. And because we're your neighbor, our local processing means you'll receive a quick decision. Get comfy in your new home with financing that you're just as comfortable with.

Summary
  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
    • First Time Homebuyer specials
Home Equity Line of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
    • Major life events
    • Home improvements
    • Debt consolidation
    • Emergency reserve
    • And more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Funds easily available via in-person, by email, or over the phone 
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Helpful, customized service throughout the entire process

*Consult a tax advisor.