Earn really high interest and refunds on ATM withdrawal fees.*
Free Kasasa Cash® is a new way to bank, putting your money back into your hands. Get rewarded with 2.00% APY* and refunds on ATM withdrawal fees, nationwide.
This high-interest checking account has no minimum balance requirements to earn rewards or a monthly service charge. And ATM withdrawal fee refunds mean you can get cash anywhere in Bigfork, the Twin Cities, even outside Minnesota. Link your account to a free Kasasa Saver® to build your savings easily.
- Free checking that pays high interest
- 2.00% APY* on balances up to $7,500
- 2.00% to 0.37% APY on balances of $7,500.01 or more depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
- Link to free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly service charge
- Free online banking
- Free E-Statements
- Free telephone banking
- Free MasterCard® debit card
- Nationwide surcharge-free ATM access via SHAZAM's Privileged Status® program
- Unlimited check writing
- No minimum deposit to open
It's Easy to Earn Rewards!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH debit or credit payment transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $7500.00 receive APY of 2.00%; and balances over $7500.00 earn 0.25% interest rate on the portion of balance over $7500.00, resulting in a range from 2.00% to 0.37% APY depending on the account's balance and (2) you will receive reimbursements up to $10.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APY's accurate as of 4/20/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly ACH debit or credit posted per statement cycle, 12 debit card purchases that post and settle per statement cycle, access online banking monthly, receipt of electronic statements are a qualification of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.