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APY = Annual Percentage Yield. Rates effective as of May 25th 2021. Fees may reduce earnings. The interest rates may change after the account is opened. Past performance does not guarantee future results.

Please contact an employee for further information about applicable fees and terms.

Free Kasasa Cash Checking* Learn More

Balance Rate APY
0 - $7,500 1.98% 2.00%
$7,500.01+ 0.249% 2.00% to 0.37%
All balances if qualifications not met 0.05% 0.05%

Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH transaction post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking monthly

That's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Checking Accounts

Account Balance Rate APY
NOW Account $800 average balance 0.50% 0.50%
Edge Senior Checking Entire balance 0.50% 0.50%

Free Kasasa Saver* Learn More

Balance Rate APY
0 - $7,500 0.30% 0.30%
$7,500.01+ 0.15% 0.30% to 0.16%
All balances if qualifications not met 0.05% 0.05%

Qualifications

Qualifying for Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH transaction post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking monthly

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Savings Accounts

Account Balance Rate APY
Passbook Savings Account Entire balance 0.35% 0.35%
       

Money Market Accounts Learn More

Account Balance Rate APY
Money Market Savings $2,500+ 0.50% 0.50%
Super Money Market Eagle Account $1,000 - $4,999.99 0.75% 0.75%
Super Money Market Eagle Account $5,000 - $19,999.99 1.25% 1.26%
Super Money Market Eagle Account $20,000 - $44,999.99 2.25% 2.27%
Super Money Market Eagle Account $45,000+ 3.25% 3.30%

Certificates of Deposit (CDs) Learn More

Term Balance Rate APY
91 Day1 $2,500+ 2.00%

2.02%

182 Day1 $2,500+ 2.50% 2.52%
12 Month2 $500 - $4,999.99 3.90% 3.96%
12 Month2 $5,000 - $44,999.99 4.00% 4.06%
12 Month2 $45,000+ 4.10% 4.16%
24 Month2 $500 - $4,999.99 4.10% 4.16%
24 Month2 $5,000 - $44,999.99 4.20% 4.27%
24 Month2 $45,000+ 4.30% 4.37%
36 Month3 $500 - $4,999.99 4.15% 4.22%
36 Month3 $5,000 - $44,999.99 4.25% 4.32%
36 Month3 $45,000+ 4.35% 4.42%
48 Month3 $500 - $4,999.99 4.15%

4.22%

48 Month3 $5,000 - $44,999.99 4.25% 4.32%
48 Month3 $45,000+ 4.35% 4.42%
60 Month3 $500 - $4,999.99 4.05% 4.12%
60 Month3 $5,000 - $44,999.99 4.15% 4.22%
60 Month3 $45,000+ 4.25% 4.32%
       

Grace Period of 10 calendar days after maturity.

1Penalty of 30 days interest is imposed on early withdrawal.

2You must maintain a minimum daily balance to obtain the disclosed annual percentage yield. Penalty of 90 days interest is imposed on early withdrawal. Interest is credited and compounded quarterly.

3Early withdrawal penalty of 180 days interest.

Education CD Learn More

Term Balance Rate APY
42 Month4 $100+ 4.15% 4.22%
       

Grace Period of 10 calendar days after maturity.

4Additional deposits permitted. Interest is compounded and credited quarterly. Account is for ages 18 and under and will not renew after the child reaches age 18. After the child reaches age 18 there is no penalty for early redemption.

Individual Retirement Accounts (IRAs) Learn More

Balance Rate APY
$0 - $24,999.99 3.65% 3.71%
$25,000 - $44,999.99 4.15% 4.23%
$45,000+ 4.65% 4.75%
     

Health Savings Account (HSA) Learn More

Balance Rate APY
$0 - $1,999.99 0.75% 0.75%
$2,000 - $4,999.99 1.00% 1.00%
$5,000+ 1.25% 1.26%
     

Hometown Banking at Its Best — Since 1912